Free or Low-Cost Colleges for Families Under $75k

Colleges with the lowest net price for students from families earning $48,000-$75,000 per year.

Under $30k Under $75k Under $100k

Understanding This Data

What is Net Price? The actual out-of-pocket cost after all grants and scholarships are applied. This is what families actually paid, not the "sticker price."

Data Source: U.S. Department of Education's College Scorecard, based on actual payments by students who received federal financial aid (2022-2023 academic year).

Income Bracket: This ranking uses the $48k-$75k family income bracket. Your actual cost may vary based on assets, family size, and other factors.

Negative values mean students received more in grants than the cost of attendance (they got money back for living expenses).

#1
McDaniel College

McDaniel College

Westminster, MD · Private

$729
$48-75k Income
<$30k: $20,223
$75-110k: $23,328
Acceptance: 83.6%
Earnings: $55,107
#2
Colegio Universitario de San Juan

Colegio Universitario de San Juan

San Juan, PR · Public

$2,021
$48-75k Income
<$30k: $236
$75-110k: $4,218
Acceptance: 80.9%
Earnings: $25,839
#3
Harvard University

Harvard University

Cambridge, MA · Private

$2,669
$48-75k Income
<$30k: $2,564
$75-110k: $20,059
Acceptance: 3.5%
Earnings: $84,918
#4
Yale University

Yale University

New Haven, CT · Private

$2,815
$48-75k Income
<$30k: $961
$75-110k: $10,008
Acceptance: 4.5%
Earnings: $88,655
#5
Massachusetts Institute of Technology

Massachusetts Institute of Technology

Cambridge, MA · Private

$2,834
$48-75k Income
<$30k: $5,193
$75-110k: $14,291
Acceptance: 4.7%
Earnings: $111,222
#6
Rabbi Jacob Joseph School

Rabbi Jacob Joseph School

Edison, NJ · Private

$3,104
$48-75k Income
<$30k: $3,643
$75-110k: $5,841
Acceptance: 90.3%
#7
Yeshiva Toras Chaim

Yeshiva Toras Chaim

Lakewood, NJ · Private

$3,531
$48-75k Income
<$30k: $2,573
$75-110k: $4,366
Acceptance: 98.4%
#8
Talmudical Seminary of Bobov

Talmudical Seminary of Bobov

Brooklyn, NY · Private

$4,134
$48-75k Income
<$30k: $1,779
$75-110k: $4,042
Acceptance: 98.1%
Earnings: $35,690
#9
Texas A & M International University

Texas A & M International University

Laredo, TX · Public

$4,262
$48-75k Income
<$30k: $3,093
$75-110k: $8,924
Acceptance: 46.0%
Earnings: $46,823
#10
Be'er Yaakov Talmudic Seminary

Be'er Yaakov Talmudic Seminary

Spring Valley, NY · Private

$4,496
$48-75k Income
<$30k: $2,450
$75-110k: $5,451
Acceptance: N/A
#11
EDP University of Puerto Rico Inc-San Sebastian

EDP University of Puerto Rico Inc-San Sebastian

San Sebastian, PR · Private

$4,761
$48-75k Income
<$30k: $5,461
$75-110k: N/A
Acceptance: 96.2%
Earnings: $19,513

Recent Policy Changes: Many elite schools have recently announced expanded free tuition:

Income brackets: $0-30k, $30-48k, $48-75k, $75-110k, $110k+ (annual family income from FAFSA). See official methodology (PDF)

Data source: U.S. Department of Education College Scorecard

College logos from Wikimedia Commons (CC BY-SA).