Free or Low-Cost Colleges for Families Under $100k
Colleges with the lowest net price for students from families earning $75,000-$110,000 per year.
Understanding This Data
What is Net Price? The actual out-of-pocket cost after all grants and scholarships are applied. This is what families actually paid, not the "sticker price."
Data Source: U.S. Department of Education's College Scorecard, based on actual payments by students who received federal financial aid (2022-2023 academic year).
Income Bracket: This ranking uses the $75k-$110k family income bracket. Your actual cost may vary based on assets, family size, and other factors.
Negative values mean students received more in grants than the cost of attendance (they got money back for living expenses).
2024-2025 Policy Updates
Several elite schools recently announced expanded free tuition policies:
- MIT: Free tuition for families under $200k (source)
- Harvard: Free tuition for families under $200k (source)
- Princeton: Free tuition for families under $250k (source)
- Stanford: Free tuition for families under $150k
These new policies may not yet be reflected in the federal data below.
Talmudical Seminary of Bobov
Brooklyn, NY · Private
Appalachian Bible College
Mount Hope, WV · Private
Rabbinical Academy Mesivta Rabbi Chaim Berlin
Brooklyn, NY · Private
Talmudical Institute of Upstate New York
Rochester, NY · Private
Rabbinical College of Long Island
Long Beach, NY · Private
South Texas College
TX · Public
American Samoa Community College
AS · Public
Northern Marianas College
MP · Public
Bet Medrash Gadol Ateret Torah
Brooklyn, NY · Private
Pillar College
NJ · Private
Texas A & M International University
Laredo, TX · Public
Rabbinical College Telshe
Wickliffe, OH · Private
Grays Harbor College
WA · Public
Colegio Universitario de San Juan
San Juan, PR · Public
Bay Mills Community College
MI · Public
South Seattle College
WA · Public
Yeshiva Toras Chaim
Lakewood, NJ · Private
Rabbi Jacob Joseph School
Edison, NJ · Private
Yeshiva Gedolah Keren Hatorah
Lakewood, NJ · Private
United Tribes Technical College
ND · Private
Alvin Community College
TX · Public
Yeshivas Emek Hatorah
Howell, NJ · Private
Beth Medrash of Asbury Park
Lakewood, NJ · Private
Yeshiva Gedolah Shaarei Shmuel
Lakewood, NJ · Private
Guam Community College
GU · Public
Palo Alto College
TX · Public
Bais Medrash Toras Chesed
Lakewood, NJ · Private
Yeshiva Sholom Shachna
Brooklyn, NY · Private
Rabbinical Seminary Mkor Chaim
Lakewood, NJ · Private
Yeshiva Gedolah Tiferes Boruch
North Plainfield, NJ · Private
Dewey University-Carolina
PR · Private
Antioch College
Yellow Springs, OH · Private
North Central State College
OH · Public
Brazosport College
TX · Public
New College of Florida
Sarasota, FL · Public
Ohio University-Southern Campus
OH · Public
Columbia Central University-Caguas
PR · For-Profit
Telshe Yeshiva-Chicago
Chicago, IL · Private
Ohio University-Eastern Campus
OH · Public
Yeshiva Gedolah of Woodlake Village
Lakewood, NJ · Private
Lorain County Community College
OH · Public
Rabbinical Seminary of America
Flushing, NY · Private
Seattle Central College
WA · Public
Bates Technical College
WA · Public
Northwest Vista College
TX · Public
West Virginia University at Parkersburg
WV · Public
College of Micronesia-FSM
Pohnpei, FM · Public
Dallas College
TX · Public
Inter American University of Puerto Rico-Barranquitas
Barranquitas, PR · Private
Puerto Rico Conservatory of Music
San Juan, PR · Public
Yeshiva D'monsey Rabbinical College
Monsey, NY · Private
Ohio University-Zanesville Campus
OH · Public
San Antonio College
TX · Public
Greenville Technical College
SC · Public
Del Mar College
TX · Public
Yeshiva Karlin Stolin
Brooklyn, NY · Private
Sinclair Community College
OH · Public
Ohio University-Chillicothe Campus
OH · Public
Uta Mesivta of Kiryas Joel
NY · Private
University of Puerto Rico at Ponce
Ponce, PR · Public
Stanford University
Stanford, CA · Private
Universal Technology College of Puerto Rico
PR · Private
Beth Hamedrash Shaarei Yosher Institute
Brooklyn, NY · Private
Yeshivath Zichron Moshe
South Fallsburg, NY · Private
Ohio University-Lancaster Campus
OH · Public
Nueta Hidatsa Sahnish College
ND · Public
Centralia College
WA · Public
University of Puerto Rico-Rio Piedras
San Juan, PR · Public
University of Puerto Rico-Aguadilla
Aguadilla, PR · Public
Universidad Central de Bayamon
Bayamón, PR · Private
Washington and Lee University
Lexington, VA · Private
United States Merchant Marine Academy
Kings Point, NY · Public
Edison State Community College
OH · Public
Le Moyne-Owen College
Memphis, TN · Private
Laredo College
TX · Public
Yeshiva Shaar Ephraim
NY · Private
Snow College
UT · Public
Yeshiva Gedola Tiferes Yerachmiel
Lakewood, NJ · Private
Sitting Bull College
ND · Public
University of Virginia's College at Wise
Wise, VA · Public
Marion Technical College
OH · Public
St Philip's College
TX · Public
Skagit Valley College
WA · Public
Atlantic University
PR · Private
Universidad Ana G. Mendez-Carolina Campus
PR · Private
Southeastern Oklahoma State University
Durant, OK · Public
Clover Park Technical College
WA · Public
Why middle-class families pay more: Many colleges focus aid on low-income students, leaving middle-class families ($75k-$150k) with higher net costs. The schools on this list offer exceptional aid even to middle-income families.
Income brackets: $0-30k, $30-48k, $48-75k, $75-110k, $110k+ (annual family income from FAFSA). See official methodology (PDF)
Data source: U.S. Department of Education College Scorecard
College logos from Wikimedia Commons (CC BY-SA).