Most Selective Highest Earnings Best Value Free Tuition UK Universities

Free or Low-Cost Colleges for Families Under $100k

Colleges with the lowest net price for students from families earning $75,000-$110,000 per year.

Under $30k Under $75k Under $100k

Understanding This Data

What is Net Price? The actual out-of-pocket cost after all grants and scholarships are applied. This is what families actually paid, not the "sticker price."

Data Source: U.S. Department of Education's College Scorecard, based on actual payments by students who received federal financial aid (2022-2023 academic year).

Income Bracket: This ranking uses the $75k-$110k family income bracket. Your actual cost may vary based on assets, family size, and other factors.

Negative values mean students received more in grants than the cost of attendance (they got money back for living expenses).

2024-2025 Policy Updates

Several elite schools recently announced expanded free tuition policies:

  • MIT: Free tuition for families under $200k (source)
  • Harvard: Free tuition for families under $200k (source)
  • Princeton: Free tuition for families under $250k (source)
  • Stanford: Free tuition for families under $150k

These new policies may not yet be reflected in the federal data below.

#1
T

Talmudical Seminary of Bobov

Brooklyn, NY · Private

$2,650
$75-110k Income
<$30k: $1,399
$48-75k: $1,600
$110k+: N/A
Acceptance: 98.1%
Earnings: $22,432
#2
A

Appalachian Bible College

Mount Hope, WV · Private

$3,591
$75-110k Income
<$30k: $16,089
$48-75k: $19,260
$110k+: $21,851
Acceptance: 98.6%
Earnings: $37,467
#3
R

Rabbinical Academy Mesivta Rabbi Chaim Berlin

Brooklyn, NY · Private

$3,850
$75-110k Income
<$30k: $4,170
$48-75k: $3,850
$110k+: N/A
Acceptance: 100.0%
#4
T

Talmudical Institute of Upstate New York

Rochester, NY · Private

$4,000
$75-110k Income
<$30k: $5,828
$48-75k: $7,322
$110k+: N/A
Acceptance: 100.0%
#5
R

Rabbinical College of Long Island

Long Beach, NY · Private

$4,100
$75-110k Income
<$30k: $4,631
$48-75k: $5,708
$110k+: $8,800
Acceptance: 100.0%
#6
B

Bet Medrash Gadol Ateret Torah

Brooklyn, NY · Private

$4,740
$75-110k Income
<$30k: $4,149
$48-75k: $4,200
$110k+: N/A
Acceptance: 65.3%
#7
T

Texas A & M International University

Laredo, TX · Public

$5,119
$75-110k Income
<$30k: $2,677
$48-75k: $2,791
$110k+: $8,972
Acceptance: 46.0%
Earnings: $48,386
#8
R

Rabbinical College Telshe

Wickliffe, OH · Private

$5,200
$75-110k Income
<$30k: $10,000
$48-75k: $10,365
$110k+: N/A
Acceptance: 80.6%
#9
C

Colegio Universitario de San Juan

San Juan, PR · Public

$5,317
$75-110k Income
<$30k: $29
$48-75k: $5,278
$110k+: N/A
Acceptance: 80.9%
Earnings: $26,510
#10
Y

Yeshiva Toras Chaim

Lakewood, NJ · Private

$5,824
$75-110k Income
<$30k: $5,805
$48-75k: $5,069
$110k+: N/A
Acceptance: 98.4%
Earnings: $62,526
#11
R

Rabbi Jacob Joseph School

Edison, NJ · Private

$5,888
$75-110k Income
<$30k: N/A
$48-75k: $8,500
$110k+: N/A
Acceptance: 90.3%
#12
Y

Yeshiva Gedolah Keren Hatorah

Lakewood, NJ · Private

$5,950
$75-110k Income
<$30k: $5,950
$48-75k: $6,150
$110k+: N/A
Acceptance: 95.0%
#13
Y

Yeshivas Emek Hatorah

Howell, NJ · Private

$6,160
$75-110k Income
<$30k: N/A
$48-75k: $5,950
$110k+: N/A
Acceptance: 100.0%
#14
B

Beth Medrash of Asbury Park

Lakewood, NJ · Private

$6,176
$75-110k Income
<$30k: N/A
$48-75k: $8,217
$110k+: N/A
Acceptance: 42.3%
#15
Y

Yeshiva Gedolah Shaarei Shmuel

Lakewood, NJ · Private

$6,245
$75-110k Income
<$30k: $8,678
$48-75k: $9,338
$110k+: N/A
Acceptance: 53.0%
#16
B

Bais Medrash Toras Chesed

Lakewood, NJ · Private

$6,374
$75-110k Income
<$30k: $2,000
$48-75k: $7,645
$110k+: N/A
Acceptance: 63.0%
#17
Y

Yeshiva Sholom Shachna

Brooklyn, NY · Private

$6,404
$75-110k Income
<$30k: $8,383
$48-75k: $9,187
$110k+: N/A
Acceptance: 87.0%
#18
R

Rabbinical Seminary Mkor Chaim

Lakewood, NJ · Private

$6,410
$75-110k Income
<$30k: $5,592
$48-75k: $7,921
$110k+: N/A
Acceptance: 100.0%
#19
Y

Yeshiva Gedolah Tiferes Boruch

North Plainfield, NJ · Private

$6,550
$75-110k Income
<$30k: $7,177
$48-75k: $7,061
$110k+: N/A
Acceptance: 100.0%
#20
A

Antioch College

Yellow Springs, OH · Private

$6,602
$75-110k Income
<$30k: $6,602
$48-75k: $6,602
$110k+: $6,602
Acceptance: 81.7%
#21
N

New College of Florida

Sarasota, FL · Public

$6,901
$75-110k Income
<$30k: $1,528
$48-75k: $2,632
$110k+: $12,891
Acceptance: 74.0%
Earnings: $48,082
#22
T

Telshe Yeshiva-Chicago

Chicago, IL · Private

$7,163
$75-110k Income
<$30k: N/A
$48-75k: $4,017
$110k+: $7,600
Acceptance: 100.0%
#23
Y

Yeshiva Gedolah of Woodlake Village

Lakewood, NJ · Private

$7,350
$75-110k Income
<$30k: $6,387
$48-75k: $6,906
$110k+: N/A
Acceptance: 95.5%
#24
R

Rabbinical Seminary of America

Flushing, NY · Private

$7,533
$75-110k Income
<$30k: $7,977
$48-75k: $4,090
$110k+: N/A
Acceptance: 97.5%
#25
C

College of Micronesia-FSM

Pohnpei, FM · Public

$7,837
$75-110k Income
<$30k: $6,997
$48-75k: $6,985
$110k+: N/A
Acceptance: 80.9%
Earnings: $24,651
#26
I

Inter American University of Puerto Rico-Barranquitas

Barranquitas, PR · Private

$7,910
$75-110k Income
<$30k: $7,109
$48-75k: $10,642
$110k+: N/A
Acceptance: 65.8%
Earnings: $23,204
#27
P

Puerto Rico Conservatory of Music

San Juan, PR · Public

$7,920
$75-110k Income
<$30k: $636
$48-75k: $7,175
$110k+: N/A
Acceptance: 81.0%
Earnings: $19,474
#28
Y

Yeshiva D'monsey Rabbinical College

Monsey, NY · Private

$8,000
$75-110k Income
<$30k: $4,817
$48-75k: $9,000
$110k+: N/A
Acceptance: 42.3%
#29
Y

Yeshiva Karlin Stolin

Brooklyn, NY · Private

$8,177
$75-110k Income
<$30k: $181
$48-75k: $895
$110k+: N/A
Acceptance: N/A
#30
U

University of Puerto Rico at Ponce

Ponce, PR · Public

$8,538
$75-110k Income
<$30k: $7,047
$48-75k: $8,335
$110k+: $9,585
Acceptance: 56.1%
Earnings: $31,394
#31
S

Stanford University

Stanford, CA · Private

$8,816
$75-110k Income
<$30k: +$79
$48-75k: $1,323
$110k+: $50,452
Acceptance: 3.9%
Earnings: $124,080
#32
B

Beth Hamedrash Shaarei Yosher Institute

Brooklyn, NY · Private

$8,850
$75-110k Income
<$30k: $3,650
$48-75k: $3,650
$110k+: N/A
Acceptance: 90.3%
#33
Y

Yeshivath Zichron Moshe

South Fallsburg, NY · Private

$8,850
$75-110k Income
<$30k: N/A
$48-75k: N/A
$110k+: N/A
Acceptance: 52.2%
#34
U

University of Puerto Rico-Rio Piedras

San Juan, PR · Public

$9,161
$75-110k Income
<$30k: $5,691
$48-75k: $8,024
$110k+: $12,782
Acceptance: 53.2%
Earnings: $35,723
#35
U

University of Puerto Rico-Aguadilla

Aguadilla, PR · Public

$9,173
$75-110k Income
<$30k: $7,670
$48-75k: $9,460
$110k+: $11,744
Acceptance: 81.7%
Earnings: $27,997
#36
U

Universidad Central de Bayamon

Bayamón, PR · Private

$9,174
$75-110k Income
<$30k: $3,492
$48-75k: $7,215
$110k+: $10,164
Acceptance: 86.4%
Earnings: $25,021
#37
W

Washington and Lee University

Lexington, VA · Private

$9,222
$75-110k Income
<$30k: $76
$48-75k: $6,983
$110k+: $42,745
Acceptance: 17.4%
Earnings: $94,810
#38
U

United States Merchant Marine Academy

Kings Point, NY · Public

$9,278
$75-110k Income
<$30k: $3,476
$48-75k: $8,250
$110k+: $9,547
Acceptance: 32.5%
Earnings: $90,610
#39
L

Le Moyne-Owen College

Memphis, TN · Private

$9,342
$75-110k Income
<$30k: $8,457
$48-75k: $9,198
$110k+: N/A
Acceptance: 97.2%
Earnings: $35,594
#40
Y

Yeshiva Gedola Tiferes Yerachmiel

Lakewood, NJ · Private

$9,512
$75-110k Income
<$30k: $7,698
$48-75k: $6,250
$110k+: N/A
Acceptance: 42.6%
#41
U

University of Virginia's College at Wise

Wise, VA · Public

$9,605
$75-110k Income
<$30k: $15,634
$48-75k: $7,159
$110k+: $11,647
Acceptance: 93.9%
Earnings: $45,325
#42
S

Southeastern Oklahoma State University

Durant, OK · Public

$9,962
$75-110k Income
<$30k: $6,043
$48-75k: $7,686
$110k+: N/A
Acceptance: 80.3%
Earnings: $45,079

Why middle-class families pay more: Many colleges focus aid on low-income students, leaving middle-class families ($75k-$150k) with higher net costs. The schools on this list offer exceptional aid even to middle-income families.

Income brackets: $0-30k, $30-48k, $48-75k, $75-110k, $110k+ (annual family income from FAFSA). See official methodology (PDF)

Data source: U.S. Department of Education College Scorecard

College logos from Wikimedia Commons (CC BY-SA).